9 Observations About Blackjack Basic Strategy12 Gambling Resolutions for the New Year in 20176 Quick Baccarat Math Facts You have to Know
The best book about gambling I ever read was called The Mensa Guide to Casino Gambling by Andrew Brisman.
But a book about blackjack strategy (Sklansky Talks Blackjack) by David SKlansky was the next best book about them.
That treatment of basic strategy, where he explains the math behind every possible decision, is the inspiration for this blog post.
Divorce lawyer atlanta, the observations in this post will change what appears like an arbitrary chart with green and red cells into something that makes sense.
1. You always hit a hard total of 8 or less
It ought to be obvious why this is the case, but let?s discuss it.
What?s the highest card you could get in this situation?
You could get an ace, which would give you a soft total of 19. That?s an improvement.
You could get a 10, which may offer you a hard total of 18. That?s also a strong hand.
In fact, it?s impossible to bust with a hard total of 8 or less.
It?s also extremely difficult to win with a hard total of 8 or less. The dealer just isn?t likely to bust often enough to ever stand with any total less than 8.
2. You need to double down with a hard total of 9 if the dealer has a 3, 4, 5, or 6
Not all casinos enable you to double down in this situation. If that?s the case where you?re playing, you then?ll play a difficult 9 the same way you?d play a difficult 8.
If the dealer has a 3, 4, 5, or 6, she?s more likely to bust. Even though she doesn?t, by doubling down on that 9, you?re giving yourself a solid hand more often than not.
An 8, 9, 10, or ace will probably provide you with a total of 17 or more in this situation. That?s 28 cards out of the deck, so that?s a larger than 50% potential for improving to a 17 or better.
Combine that with the dealer?s probability of going bust, and you have a situation where it makes a lot of sense to get more money into action.
3. You should almost always double down with a difficult total of 10
If you have a difficult total of 10, you've got a great potential for winding up with a total of 20 or 21. The only exception is if the dealer has a 10 or an ace showing. In those cases, you should still hit, however the dealer includes a lot better potential for winding up with an extremely strong hand.
4. You should also more often than not double down with a hard total of 11
11 is really a magic number in blackjack, because all you need is a 10 to get to a complete of 21.
And you can find more cards valued at 10 in the deck than any other value.
The 10s, jacks, queens, and kings all count as 10, and there are 4 of each of them in the deck.
Even when you don?t get yourself a 10, you can?t go bust, and any card you get is going to improve your hand.
5. Those will be the only hard hands you?ll ever double down on
You don?t need to worry about doubling down on any other hard total in the game.
6. If the dealer has 6 or lower, you?re more prone to stand. If she's 7 or higher, you?re more prone to hit
It?s inaccurate to say that you need to always assume that the dealer includes a 10 in the hole, but the reality is that there are more 10s in the deck than any other card. If you feel about the kinds of hand you?d would rather play, you?d probably rather not need to cope with a 16, a 15, a 14, or perhaps a 13.
That?s because those totals are too low to stand a good chance of winning.
They?re also high enough that you have a strong chance for going bust.
The dealer does not have any choice, though?she has going to any hard total of 16 or less. This implies she has a high chance of going bust.
If you have a total of 16 pitched against a dealer 6, it makes sense to avoid the chance of going bust. You?ve got a good potential for winning if so when the dealer busts.
Alternatively, if the dealer has a 7 or higher, and you also assume she's a 10 in the hole, you?re coping with a possible total of 17. You?re almost definitely going to have to improve your hand to beat a 17, and you?re also going to start to see the dealer bust less often.
If you have a hard total of between 12 and 18, all you need to accomplish is memorize the weird exceptions. The crucial number, the one where things go from stand to hit, will be the numbers 6 and 7.
Look at the predominant color on either side of the strategy chart to see what I mean.
Not to mention, you?ll always stand on a difficult total of 17+. You?re almost certain to go bust if you hit that total.
7. The strategy for playing pairs isn?t hard
The first thing to remember about pairs is that all of them are hard totals aside from a set of aces. This means in the event that you?re not splitting them, you treat them as their appropriate hard total. A set of 5s is really a hard 10, for instance. A set of 6s is a hard 12, and so on.
You have 2 pairs that you ought to always split?aces and 8s.
Splitting aces ought to be the obvious move, as you?re starting 2 new hands that have a pretty good potential for turning into naturals. These blackjacks would then get you a 3 to 2 payout.
Splitting 8s is less obvious but nonetheless makes sense. You've got a hard total of 16, which is more likely to go bust.
But if you have 2 hands where in fact the first card can be an 8, you have a good chance of winding up with a hard 18 on another card. That?s a hand with a good potential for winning a showdown with a dealer.
You have 3 pairs that you need to never splits?4s, 5s, and 10s.
You won?t split 4s because you?re better off looking to get a difficult total of 18 by firmly taking another card. In the event that you split, you?ll wind up with 2 hands which are likely to become a total of 14, which is no fun to play.
You won?t split 5s as you?re likely to double down. Because you?re probably going to get a 10 or an ace, you?re likely to improve to a 20 or 21 a large percentage of the time. That?s a lot better than having 2 hands with a starting card of 5. (Those hands will most likely total 15 once you get your extra card, that is another stiff hand.)
And you also won?t split 10s because a hard total of 20 is this type of great hand that it doesn?t need much improvement.
That leaves the next pairs to learn a technique rule for:
2s
3s
4s
6s
7s
9s
The rule of thumb is that the higher the cards are, the much more likely you are to desire to split. For example, splitting 9s is correct unless the dealer includes a 7, 10, or an ace showing.
You?ll split 7s unless the dealer has an 8 or higher showing.
You?ll split 6s unless the dealer has a 7 or more showing.
More often than not, you won?t split your hand if the dealer has an 8 or more showing. If you assume the dealer includes a 10 in the hole, you?ll be assuming the dealer has an 18. You don?t desire to put more money into action once the dealer has this type of good hand.
8. Soft hands will be the trickiest hands to play
You?ll double down with a soft total much more often than with a difficult total. That?s as you stand a good potential for improving in plenty of situations without a large amount of risk. It?s hard to go bust when you're able to change the value of 1 card (the ace) by 10 points.
You?ll always hit any soft 17 or less. But frequently, if the dealer includes a 6 or less, you won?t just hit?you?ll double down. Actually, you?ll always double down with a soft 17 or less if the dealer includes a 5 or 6 showing. Those will be the worst possible cards for the dealer.
You?ll more often than not stand with a soft 18 or more. You?ll be more likely to hit if the dealer includes a 9, 10, or ace showing, though.
And with a soft 18 pitched against a dealer 6 or less, you?ll more often than not double down.
Also, not absolutely all casinos allow you to double down on soft totals. Some casinos have a residence rule where you could only double down on a 9, 10,or 11, or some mix of those.
9. You don?t need a chart to learn basic strategy
In fact, attempting to memorize a table is probably the hardest solution to learn basic strategy. I much prefer to think about individual hands and how exactly to play those.
If I were trying to learn basic strategy from scratch, I?d start by making a list of the possible hard totals.
I?d then memorize just how to play all of them in every situation.
The first item on the list will be ?hard 8 or less?. The technique for playing that hand would be to always hit. Understanding why that?s the right play makes it easier to remember the strategy.
The next item on the list would be ?hard 9?. The correct way to play that's to double down against a dealer 3, 4, 5, or 6. In all other situations, hit. Because you can?t bust a total of hard 9, it?s an easy task to understand that you?re always going to hit or double down.
I?d just continue from there and move on to pairs and soft hands.
You?ll be surprised at how fast it is possible to learn these guidelines.
Flash cards are a good idea, too. It is possible to discard the cards for the hands you understand how to play and concentrate on the ones you should memorize.
This maximizes the amount of learning versus the amount of time you?re spending.
Lots of writers act like memorizing basic strategy is some kind of Herculean task, but it?s not necessarily that hard?especially when you learn a number of the thinking behind the decisions.
Assuming there?s a 10 in the hole is effective, although that doesn?t always result in the right decision.Some individuals love making New Years? resolutions, but most break those resolutions almost immediately.
I?m one of these.
For 2017, I thought I?d make a dozen resolutions linked to gambling and share them here.
I?ll try to be sure you update this blog with a post by the end of the year explaining how well I did at sticking to these resolutions.
1. I resolve to play slots less often.
Slot machines certainly are a lot of fun, however they?re a pricey game to play. Not only am I making a lot of bets each hour, the house?s edge on those bets is sky-high.
The common slots player makes 600 spins each hour. I visited the Winstar Casino in Oklahoma with a friend of mine last spring, and I watched her pressing the spin button repeatedly at a lightning pace. She needed to be making 800 spins each hour.
I, however, played at a more sedate pace.
But I?m sure I was making typically at the very least 500 spins per hour.
Compared to almost every other casino games, that?s an insane level of action, even if you?re playing for lower stakes.
The house edge on a slot machine game reaches least 5%, however the average is probably nearer to 9%. For purposes of authoring this, I?ll split the difference and say the home edge is 7%.
How much cash am I going to lose easily play for a dollar a spin?
The expected loss per hour is the quantity of action multiplied by the home edge. At 500 spins each hour, I?m putting $500 into action.
7% of that is $35.
That?s a higher hourly loss in comparison to nearly every other game.
I?ll consider the expected hourly loss for some of the other games I like below.
2. I resolve to play video poker more regularly.
Video poker plays just as fast as slots for an experienced player. Let?s face it?once you?ve mastered the overall game, you don?t spend lots of time sitting there laboring over each decision.
The difference originates from the home edge. Even on the worst video poker games, the house edge is only 5% or 6%. The very best games have a house edge of less than 1%. For purposes of calculating hourly expected loss, we?ll split the difference can call it 3% normally.
Expert players probably stick to the games where in fact the house edge is 2% or less. The other factor to take into account is that obtaining the edge that low involves a degree of skill, too. I?m proficient at video poker strategy, but I?m definately not a master.
But even with a residence edge of 3%, the total amount I?m losing at video poker is dramatically less than at the slots.
I play mostly quarter machines, nevertheless, you always have to bet 5 coins per hand at video poker. (You want to activate the bonus payout for the royal flush.)
That?s $1.25 per hand. At 500 hands each hour, that?s $625 doing his thing per hour.
3% of that is $18.75, which is almost half the expected hourly loss that I?d see playing slots.
And video poker is more compelling, because I've the added challenge of making the right decisions when i play.
3. I resolve to stay out of debt?unless it?s smart debt.
Borrowing money to invest in your gambling is almost always a bad idea. I tend to like casino gambling, and I understand that the house has an edge on every bet on every game in the casino. Borrowing money to invest in that activity is foolish?particularly if I?m paying interest on that money.
I've friends who?ve maxed out bank cards with cash advances and lost almost all their money playing craps with it. In the event that you?re likely to play with borrowed money, craps is really as good a game as any and much better than most.
But in the event that you play long enough, you?ll lose.
And most gamblers I know aren?t disciplined enough to get rid of their credit card debt first thing if they?re winners. They?re more prone to blow the amount of money in the bar.
But some debt could be smart debt.
If I could play poker on a professional level, it may be worth my while to defend myself against investors. I have an excellent friend who played poker professionally for years, but he used an investor?s money. Their deal was that his investor would suffer the losses (if any), but he'd get 50% of the winnings. I?m uncertain how often they settled up.
Recently, Greg Raymer announced that he was taking investors for his action throughout 2017. He was selling shares in his bankroll at $1000 per share, and he was buying 20 shares himself. He was hoping to raise a bankroll of between $60,000 and $120,000.
Here?s how Raymer?s deal works:
He settles up by the end of the entire year. If he breaks even, you obtain your investment back. If he loses money, you lose proportionally based on the level of your investment.
If he wins, you get 60%, and he gets 40% for playing.
My friend the pro poker player told me this is a good investment. Greg Raymer is a wonderful player and he?s in the top 1% of the field with regards to integrity.
4. I resolve to master basic strategy in blackjack.
I can work with a blackjack basic strategy chart, but I?d rather have it memorized (for reasons that will become clear later in this article).
I know the right play for some hands generally in most situations, however, not every submit every situation.
And if you would like to milk every tenth of a percent from the casino, you need perfect basic strategy.
And you have to execute that strategy perfectly, too.
Even so, blackjack is a negative expectation game. The expected hourly loss is better than any other game in the casino, though.
Here?s why:
You?re going to place far fewer bets per hour playing blackjack than you'll at slots or video poker. You?re considering 50 hands per hour at a full table, or 200 hands each hour if you?re the only player.
We?ll split the difference again and assume 125 hands per hour.
At $5 per hand, we?re putting $625 into action each hour.
But instead of losing 5% or more, we?re considering a residence edge of 0.5%. (If the rules aren?t great, maybe 1%.)
Splitting the difference again, and enabling the occasional mistake, I?ll assume the average house edge of 0.75% at blackjack.
My expected hourly loss is 0.75% multiplied by $625, or $4.69/hour.
That's cheap entertainment.
5. I resolve to obtain re-acquainted with card counting.
I don?t want to stop there, though. Once I?ve mastered basic strategy, my plan would be to move on to start counting cards.
Make no mistake, I've no plans to become professional gambler. If I did, I wouldn?t choose blackjack anyway.
But easily?m likely to be playing blackjack anyway, maybe I could sway the odds a little more in my favor by counting cards.
An expert card counter can get 1% or 2% on the casino, but I?d be happy to count cards well enough to play at break even.
Counting cards sufficiently to do this isn?t that hard.
Mastering basic strategy is the first step.
Raising and lowering my bets in line with the count is enough to get to break even. I don?t even intend to make changes to my strategy using the count.
Even if I?m a break-even player, I?ll come out ahead on blackjack because I intend to make use of the casino?s comps and perks.
Most card counters don?t desire to belong to the player?s club. They want to avoid detection.
But since I?m not likely to play sufficiently for the casino to back me off, I?m not worried about that.
I want to obtain the most comps for my money.
The casino will probably assume that I?ll lose 2% if they?re calculating my value as a player. If I?m a break-even player, all those comps come my method for free.
You can find out about this plan and the mindset behind it by reading Max Rubin?s excellent book, Comp City.
6. I resolve to enter more poker tournaments.
I?m not a great poker player, but I am better than average. And even though slot machines aren?t an option for me anymore, I like having a go at a huge jackpot.
Poker tournaments provide me with a double whammy:
They let me put my brain and skills to good use.
But they also give me a better-than-average chance of winning a life-changing sum of money.
I have friends who buy at the very least $5 worth of lottery tickets each week.
At the end of the entire year, they?ll have spent $250 or more on the lottery.
However the payback percentage for the lottery is awful. The home expects to win 50% of one's money.
You?re looking at an average annual loss of $125 if you?re playing the lottery every week.
I?d rather buy into a number of the daily no limit Texas holdem tournaments at the Winstar Casino. The entry fee is $65 most days, but I?m confident that I?m at least a break-even player.
EASILY get lucky in a couple of those tournaments, I can take the winnings and reinvest them in to the main even of the World Group of Poker. The entry fee for that's $10,000, but we?re discussing a life-changing prize pool if I win that.
The top prize in the main event of the WSOP last year was $8 million.
There was a period when I couldn?t retire on $8 million.
That time is passed. The older, older version of myself knows just how to make $8 million last the rest of his life.
7. I resolve to go to some different casino destinations.
You probably noticed based on most of my resolutions that I?m NOT an advantage gambler. I understand how to use certain advantage gambling techniques, but I?m not proficient enough to earn a living playing these games.
Nor do I wish to.
I make an okay living authoring gambling.
In fact, I?m not even sure I have the temperament to be a professional gambler.
I?m in it for the fun, and I want to have more fun in 2017.
That means getting away from my safe place and visiting some different casino destinations.
Quite often I spent in a casino in 2016 was spent in one of two places:
The Choctaw Casino in Durant, Oklahoma
The WInstar Casino in Thackerville, Oklahoma
I resolve to get to a number of the cool casinos in Las Vegas a few times this season. In fact, to pursue my strategy of getting comps by counting cards at blackjack and mastering basic strategy, I?ll have to travel to a major casino destination.
The blackjack games in Oklahoma charge a 50 cent ante per hand. You lose that amount although you may win the hand.
For a $100/hand player, that adds 0.5% to the home?s edge.
For a $10/hand player, that adds 5% to the house edge, which reduces blackjack to a game having an edge that?s as low as roulette and even slots.
9. I resolve to keep another gambling bankroll.
One of the principal rules of bankroll management in gambling would be to keep your gambling bankroll separate from your own other funds.
I?ll be honest.
I?ve had trouble with this in past times. I?ve never spent the rent money gambling, but I've dipped into my gambling bankroll to pay for the casual drink at the bar or the occasional meal at the buffet.
The problem with that is if it continues, it won?t take long for you to run out of money to gamble with.
A gambler with out a bankroll can?t gamble.
I might lose my bankroll by the finish of the year, but it?s not going to be linked to spending my bankroll on something apart from gambling.
I love to gamble.
I don?t apologize for this.
But I?m going to be smarter about my approach to managing my bankroll.
10. I resolve to invest additional time writing about gambling.
I mentioned earlier in this post that I create a reasonable living writing about gambling. I?m not going to get rich achieving this?Stephen King has nothing to fear, in fact.
But I know I?ll create a better living by increasing my word count.
Every writer I know gets paid by the term or by the project. Completing more projects and getting my average daily word total has as direct effect on my bottom line.
But just as importantly, writing about something forces one to think more rigorously about it.
Regarding gambling, if I think more rigorously about any of it, I?ll win additional money.
At the very least I?ll lose less.
11. I resolve to become more mindful.
A Bill Murray video where he talked about how he wanted to become more present became viral this past year. In this video, he said he though enjoying the moment was important.
I couldn?t agree more.
One reason I intend to avoid slots is basically because it?s hard to be mindful when playing. Slot machine game play is the opposite of mindfulness.
It?s mindlessness.
I?ve read multiple articles and also a book about the psychology of slot machine games. The point of all of these is that slot machine players tend to enter circumstances resembling a trance.
I don?t want to be hypnotized by a gambling machine.
12. I resolve to spend more time playing games that don?t cost money.
While I love gambling, it?s not the only method I like to spend my time. I've twin daughters, both of whom are 14 yrs . old now.
We enjoy playing board games and card games.
It?s the best way to spend time together doing something active (being present, being mindful) and spending time with people I love.
On New Years? Eve, I found a card game called Race for the Galaxy and another card game called Cards Against Humanity.
I had to market my game collection after some duration ago, but this season, I?m going to rebuild it.
But it?s insufficient to just have a stack of board games or cards.
To get your money?s worth, you will need to play them.
Getting in some time at the table doing offers with my daughters will probably be worth more if you ask me than any time I spend at the blackjack or the poker tables.
In a nutshell, I?m focused on getting the maximum amount of fun in exchange for my gambling profit 2017. I have no plans to quit gambling or anything silly like this.
But I am going to focus more on treating gambling like my other entertainment expenses and do my best to get the most value for my money.
I think the most important resolution I?ve made involves being more mindful.
That?s a great resolution for anybody, even non-gamblers.Everything that happens at the baccarat table depends upon basic mathematical principles. The odds of the hand without a doubt to win are based 100% on the cards in the shoe. And over time, the odds always work out exactly how they?re supposed to work out.
The nice thing about math and gambling is you could?t change factual statements about math. Understanding the math behind baccarat will certainly give you have a better chance to win.
Here are six factual statements about baccarat that involve math you can start using immediately. Many of these tidbits of knowledge can help improve your results at the tables.
1 ? Baccarat Tie Wager Math
Anytime you utilize math to compare gambling games or wager opportunities, the ultimate way to compare them is using two percentages. Both percentages will be the house edge and the return to player. And if you have one of these percentages, it is possible to quickly get the other.
For example, the house edge on the tie wager at the baccarat table is 14.36%. To find the go back to player percentage, subtract 14.36% from 100%. This means the go back to player on the tie wager is 85.64%.
If you aren?t acquainted with the home edge or return percentages of casino games, this is one of the worst bets in a casino. Nearly every slots game supplies a better return, and slots are often one of many worst returns.
From a mathematical standpoint, the tie wager in baccarat is indeed bad that you need to never make it no matter what. The odd and returns are simply just too detrimental to your bankroll.
Don?t make the error of convinced that the tie bet is decent since it pays back at a higher rate than 1 to 1 1. That is already contained in the math that was used to determine the house edge and return, also it?s still an awful wager option.
2 ? Baccarat Player Wager Math
Another two main wager options once you play baccarat are much better than the tie wager. But you still have to compare all your options in order that you know which option supplies the best return.
Your other two wagers are player bets and banker bets. In real cash baccarat, each player doesn?t receive their very own hand like in most casino games. Instead, two hands are dealt on each round, with one hand designated as ?the ball player hand? and the other hand designated as ?the banker hand.?
Baccarat
Due to way the rules are set up, the banker hand comes with an advantage over the player hand. However the banker hand wager also pays a commission to make the overall edge and return closer. The banker hand is still slightly better than the player hand, even after the commission is deducted.
The player hand includes a set house edge of 1 1.24%. This means the return is 98.76%. The ball player bet ranks in the very best of any list of casino wagers as far as the home edge and return. It?s much better than any bet you?d find at roulette, slots, craps, most video poker machines, and any table casino game except some blackjack games.
Nonetheless it?s still not the very best wager at the baccarat table.
3 ? Baccarat Banker Wager Math
The top bet at the baccarat table from the mathematical standpoint is the banker bet. The edge the casino is wearing this wager is 1.06%. This creates a return at 98.94%.
To place this into perspective, the only options in the casino which are better than this are some blackjack games and some video poker machines. Craps has one wager that?s better, nevertheless, you have to create a wager that?s worse than this to become allowed to place the higher wager.
In addition, to have a better return at the blackjack table, you have to find games with good rules and utilize the proper strategies, which is difficult. To get a higher return playing video poker, you have to use perfect strategy and discover machines that have the proper pay tables. And these machines are hard to find.
While most gamblers ignore baccarat, this shows you why baccarat should be toward the top of one's list of games if you use math to gamble.
The common commission for the banker wager is 5%, but you can occasionally find a casino running a special promotion that charges a lower percentage. At these times, the return is even higher.
4 ? Using Baccarat Math for Bet Sizing
Now that you understand the very best baccarat wager option, it?s time and energy to use math to determine what the best wager size is once you play. That is a simple math equation. As soon as you see just how it works, you should use it to look for the best wager size for just about any casino game.
The very best wager size when you play baccarat is zero. This is also the very best wager size for any other casino game that has a house edge, which is basically every casino game if you don't understand how to use advantage gambling methods.
In other words, the best way to lose the least amount of money is to not play any casino game at all. But if you do intend to play baccarat, the next best wager amount is the lowest amount the casino enables you to risk.
If the table minimum is $10, then this is the amount you need to risk. If you play baccarat online and the table minimum is $1, you then should risk $1.
You can multiply the house edge percentage with the amount of your wager to find out just how much your average loss is going to be. If you bet $100 on banker, your average loss is $1.06. In the event that you bet $100 on player, your average loss is $1.24. And if you bet $100 on the tie, your average loss is $14.36.
In the event that you didn?t trust me when I told you the tie bet was terrible, this teaches you why using real-world dollars and cents.
Here?s what really matters about this: If you bet a lot more than the minimum amount once you play baccarat, or any casino game, you lose more money.
5 ? Baccarat Side Bet Math
I?m not going to spend much time on discussing all of the possible baccarat side wager options. The reason why I?m not going to spend enough time on side bets in baccarat is basically because it?s a waste of time. In fact, everything you need to learn about math and baccarat side wagers can be contained in one sentence.
Casino Games
Every baccarat side wager was created to have an increased house edge and lower return percentage compared to the banker wager.
Which means that there isn?t a baccarat side wager that you ought to ever consider making. The math implies that all of the available options are worse compared to the banker wager, which is all you need to know once you play baccarat.
6 ? Useful Baccarat Bonus Math
The ultimate thing I?m going to teach you about using math once you play baccarat deals with online and mobile baccarat. The overall game may be the same whether you play in a live casino or in an electronic casino, but online and mobile casinos sometimes give bonuses to baccarat players.
You know what the home edge is for every baccarat bet, and you also discover how to determine your average loss. You can use these details to compare baccarat bonuses. Find out how much you need to bet with each baccarat bonus, then determine how much you?re going to lose playing that much.
For example, when you have to bet $30,000 to clear a baccarat bonus, you know you?re likely to lose around $318 once you make all of your wagers on banker.
Now, look at the total quantity of the bonus and compare it to just how much you?re likely to lose. Most bonuses are designed so you lose more than the bonus is really worth. And when this can be the case, you?re probably going to be better off skipping the bonus.
No matter the way you look at the math, the only real baccarat wager which should ever be produced is on the banker hand. The player hand isn?t bad compared to most other casino games. Nonetheless it?s not your best option at the baccarat table so we don?t recommend it.
The math also clearly shows the very best bet size. If you bet more than the cheapest amount available, you?re losing additional money than you should.
No baccarat side bet has a return as high because the banker option, so they should all be ignored. And make sure you use baccarat bonus math before claiming any bonus offers! Good luck.
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